They build apartments buildings, small office buildings, and stores even in the smaller cities like Nish in Serbia, Plovdiv and Bourgas in Bulgaria, and Constantza in Romania. It makes sense those companies to be the first ones to be hit by the crisis, but in reality another myth is disproved – in the last 30 years, owners of small firms have accumulated capital from apartment building in Greece, so they can withstand the crisis better. The reason is because they are more flexible and prefer to finance their own projects as opposed to get credits from banks.