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 My personal opinion is based on the advantages and disadvantages of both types of construction. I believe that the construction industry as a whole, i.e. property developers, banks, building contractors, brokers, buyers involved, is to a great extent distorted and unethical. It is absurd that contemporary people need to work all their life in order to pay for their homes. On the other hand, many of the newly constructed residential properties are not worth the money charged for them, since they are ill-considered, nonfunctional constructions almost on the edge of relevant legislation, where corridors are so narrow that paramedics would find it hard to go through them with a stretcher, insufficient car parks, and overbuilt spaces. Therefore, unless I have the necessary funds to buy some high quality new construction property, I would prefer a concrete panel home, again in line with my belief that we should not be slaves to mortgages or loans throughout our whole lives.